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• Pauline’s TFSA contribution room early in 2025 try $7,100.

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While the Miriam just had contribution space away from $7,000 to own 2025, she got an excess TFSA quantity of $2,one hundred thousand. Miriam died to the Sep 18, 2025, plus the property value the girl TFSA thereon go out is $9,000. Miriam had titled Pauline because the replacement owner from the girl TFSA in the event the she dies.